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Terms & Conditions

Company Name: Lumi Digital Limited

Email: support@design-fi.com

Address: UNIT 308, 3/F., CHEVALIER HOUSE, 45-51 CHATHAM RD SOUTH, TSIM SHA TSUI HONG KONG

DBA: Design-FI

Applies to: All users purchasing or accessing e-Learning content from Design-FI

Scope of Service

This website offers digital educational content and e-Learning which are sold directly to consumers via the website. All services are:

  • Delivered digitally only.
  • Non-physical in nature.
  • Accessible through secure download links, direct email delivery, or a web-based interface.
  • Fulfilled immediately upon successful payment confirmation.
Payment Terms

By placing an order, you agree to pay the full stated price using one of our accepted payment methods:

  • JCB
  • American Express (AMEX)
  • Mastercard
  • Visa

All transactions must be completed using credit or debit cards only.

We accept payments in the following currencies: Japanese Yen (JPY), Hong Kong Dollar (HKD), United States Dollar (USD).

We do not support cryptocurrency, bank transfers, prepaid cards, or e-wallets at this time.

Pricing and Taxes

Prices displayed are inclusive of all applicable taxes unless otherwise stated. Customers are responsible for any local taxes, duties, or currency conversion fees imposed by their card issuer.

License to Use

Upon purchase, you are granted a non-transferable, non-exclusive, single-user license to access and use the e-Learning materials strictly for personal, educational, or professional development use. You may not:

  • Share, resell, redistribute, or sublicense the materials.
  • Upload content to public or private servers or file-sharing platforms.
  • Claim the content as your own or use it for commercial purposes.
User Obligations
  • Provide accurate billing and contact information.
  • Use the content in compliance with these Terms and applicable laws.
  • Not engage in fraud, spamming, unauthorized access, or misuse of the platform.
  • We reserve the right to suspend or terminate access for any violation of these terms.
Disclaimer of Warranties

Our content is provided “as is” without warranties of any kind — express or implied. We make no guarantee of your personal or professional success from using our materials. The information contained in the e-Learning is for educational purposes only and does not constitute financial, legal, medical, or other professional advice.

Limitation of Liability

To the maximum extent permitted by law:

  • We shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to lost profits, data loss, or business interruption.
  • Our total liability for any claim shall not exceed the amount paid by you for the specific e-Learning purchased.
Governing Law

These policies are governed by and construed in accordance with the laws of Hong Kong. Any disputes shall be submitted to the exclusive jurisdiction of the courts in that location.

Changes to Policy

We reserve the right to update or revise these policies at any time. Changes will take effect upon publication to this page and your continued use of the site constitutes agreement to the revised terms.

Contact Us

If you have questions or require support, please contact us:

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