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Terms & Conditions

Company Name: [Organization]

Email: [Email]

Address: [Address]

DBA: [DBA]

1. Acceptance of Terms

By accessing or using the website [DBA] ("Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use this Site or access its services.

2. User Accounts

To access certain features, including enrolling in online courses, you may be required to create an account. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You agree to notify us immediately of any unauthorized use.

3. Course Access & Usage

All course materials, including videos, documents, quizzes, and other digital content, are provided for your personal, non-commercial educational use only. You may not share, reproduce, redistribute, sell, license, or modify the content in any way without prior written consent from [DBA]. Access to courses may be time-limited depending on the package or license purchased.

4. Intellectual Property

All content available on the Site, including but not limited to course materials, logos, trademarks, and website design, are the intellectual property of [DBA] or its content partners. Unauthorized use may violate copyright, trademark, and other laws.

5. Payments & Refunds

All course fees must be paid in full at the time of purchase unless otherwise stated. As digital products are delivered instantly, we do not offer refunds, except where required by law or clearly stated in our Refund Policy. Payments are accepted in Japanese Yen (JPY), Hong Kong Dollar (HKD), and US Dollars (USD).

6. Prohibited Conduct

You agree not to:

  • Use the Site or its content for any unlawful purpose
  • Share your account access with others
  • Interfere with or disrupt the operation of the Site or its security features
  • Attempt to gain unauthorized access to any part of the Site or its systems
7. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available.” [DBA] makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of the Site or course materials.

8. Limitation of Liability

To the fullest extent permitted by law, [DBA] shall not be liable for any damages, including but not limited to direct, indirect, incidental, or consequential damages, arising from your use of the Site or participation in any course.

9. Third-Party Links

The Site may include links to third-party websites. These are provided for your convenience only. [DBA] has no control over and is not responsible for the content, policies, or practices of any third-party sites.

10. Modifications to Terms

We may update these Terms from time to time. Changes will take effect immediately upon posting on the Site. Continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the jurisdiction of Hong Kong. Any disputes shall be resolved exclusively in the courts of that jurisdiction.

Note: Charges for courses purchased through our website will appear as [DBA] on your credit card or bank statement.

12. Contact Us

If you have any questions or concerns, please contact us at:

Email: [Email]

Address: [Address]